Re: Regarding PayPal (was Payments -> Bank Accounts)

This WebDNA talk-list message is from

2005


It keeps the original formatting.
numero = 63313
interpreted = N
texte = Paypal now has a direct payment gateway. https://www.paypal.com/cgi-bin/webscr?cmd=_wp-pro-overview-outside On Fri, 28 Oct 2005 12:24:28 -0700 "Bess Ho" wrote: > Hi Terry, > > This is one of the best and fair description about integrating Paypal for business client. I >enter the same situation but you are so kind to take the time to describe the process. > > It is so well-written that I suggest you to submit it to any computer or business magazine. I >thought PayPal should learn about these issues and perhaps their officiers may change their >design someday. The unique email and cc are turning people away. Til now I can't even use my >personal paypal because I cancell my account in order to untie my account to a website that I >don't use but they won't allow me to use the same email for different website. For any web >designers and developers, we usu have multiple websites and domains. It's a mess. I couldn't use >Paypal on my eBay. So I have to go around to check the price on eBay and find another site to buy >the item with another company that take my cc. It is stupid. > > Thank you for sharing your good stuff. > > -----Original Message----- >From: WebDNA Talk [mailto:WebDNA-Talk@talk.smithmicro.com]On Behalf Of > Terry Wilson > Sent: Friday, October 28, 2005 4:30 AM > To: WebDNA Talk > Subject: Re: Regarding PayPal (was Payments -> Bank Accounts) > > > About PayPal. I use it with WhosComing.com as a payment option for my > clients for their clients. The stigma of it looking amateurish is > still with us. But there are other problems. > > You don't have to have a PayPal account to pay with PayPal, that's > true. (In the past, they forced a non-client to take out a PayPal > account if they wanted to pay, and this has undoubtedly led to the > problems I'm about to describe.) So the process is easy for the > customer who is a PayPal 'virgin'. And it's easy if you have PP and > want to use those funds. > > But if you don't have PayPal (or don't want to go through your PP > account and just use a CC instead) and if you use an email or a > credit card that PayPal already has in its system, they won't take it > unless you go through the PP account it is tied to. I've had more > than one person say that they don't remember taking out a PP account > and had to sign up for a different payment method (also take checks > the old fashioned way, or payment at the event). Maybe their spouse > took out a PayPal account and forgot about it or they paid with > PayPal a few years ago and got into the system that way. I know there > are password reminders and so forth, but this is the public... they > often don't want to go the extra mile to figure things out. > > Another problem is that if a business or an organization takes out a > PayPal account, as they sometimes do with my site, it can be > difficult to establish uniqueness. I will set them up with a new > email address, but then they have to come up with a bank account. > This isn't too much of a problem, as most org. have a bank account. > But sometimes the person administering the account can't add their > own primary email address because they have a personal PP account. > Now there's a new twist that just came up. In order to pull out more > than $500 a month, you have to do 2 of 3 things: Confirm a bank acct > or credit card (this is easy because they're already done that); > submit your Social Security number; or take out a PayPal credit card. > Well, again, if you have a personal PP account (and have raised your > limit with your own SS# already), you can't use your own SS#; and if > the account is really for your club or something, they don't have one > and you don't want to forfeit your own if you might want to take your > own PP account in the future. And who wants to apply for and take > another credit card out just to satisfy PayPal?!?! > > And lastly, sometimes the PayPal site just doesn't work, is down, or > something, and leaves people hanging. Oh, and the first page they > come to is a little confusing offering too many choices at once. > Remember, we here on the list are savvy with the internet, but the > general public is not. > > So PayPal looks good on the surface, but after having several clients > use it over the past year to take $$ for their events, its downside > is patently evident. I love it for a personal business account and > doing business on eBay though; (and I've even gotten over, sort of, > how they blackballed me for a year for taking payments for foot > fetish subscriptions). It just isn't ready for prime time in the > business world. > > If PayPal would lift the restrictions of unique email, CC and so > forth, and redesign the system to look more professional; even change > the name to sound more professional, maybe it will be accepted for > businesses. But right now, it just looks like the business using it > is too small to have their own merchant account. > > Terry > -- > Terry Wilson | terry@terryfic.com | http://terryfic.com > http://WhosComing.com - a simplified, affordable online reservation system > http://TightPods.com -- stylish protection for your laptop > -------------------------------------------------------------------------- > Attitude is the only difference between ordeal and adventure. > > ------------------------------------------------------------- > This message is sent to you because you are subscribed to > the mailing list . > To unsubscribe, E-mail to: > To switch to the DIGEST mode, E-mail to > Web Archive of this list is at: http://webdna.smithmicro.com/ > > ------------------------------------------------------------- > This message is sent to you because you are subscribed to > the mailing list . > To unsubscribe, E-mail to: > To switch to the DIGEST mode, E-mail to > Web Archive of this list is at: http://webdna.smithmicro.com/ ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to Web Archive of this list is at: http://webdna.smithmicro.com/ Associated Messages, from the most recent to the oldest:

    
  1. Re: Regarding PayPal (was Payments -> Bank Accounts) ( sal danna 2005)
  2. Re: UCE: Re: Regarding PayPal (was Payments -> Bank Accounts) ( Dale-List 2005)
  3. Re: Regarding PayPal (was Payments -> Bank Accounts) ( "Bess Ho" 2005)
  4. Re: Regarding PayPal (was Payments -> Bank Accounts) ( Terry Wilson 2005)
  5. Re: Regarding PayPal (was Payments -> Bank Accounts) ( "Dan Strong" 2005)
  6. Re: Regarding PayPal (was Payments -> Bank Accounts) ( "Bess Ho" 2005)
  7. Re: Regarding PayPal (was Payments -> Bank Accounts) ( Terry Wilson 2005)
Paypal now has a direct payment gateway. https://www.paypal.com/cgi-bin/webscr?cmd=_wp-pro-overview-outside On Fri, 28 Oct 2005 12:24:28 -0700 "Bess Ho" wrote: > Hi Terry, > > This is one of the best and fair description about integrating Paypal for business client. I >enter the same situation but you are so kind to take the time to describe the process. > > It is so well-written that I suggest you to submit it to any computer or business magazine. I >thought PayPal should learn about these issues and perhaps their officiers may change their >design someday. The unique email and cc are turning people away. Til now I can't even use my >personal paypal because I cancell my account in order to untie my account to a website that I >don't use but they won't allow me to use the same email for different website. For any web >designers and developers, we usu have multiple websites and domains. It's a mess. I couldn't use >Paypal on my eBay. So I have to go around to check the price on eBay and find another site to buy >the item with another company that take my cc. It is stupid. > > Thank you for sharing your good stuff. > > -----Original Message----- >From: WebDNA Talk [mailto:WebDNA-Talk@talk.smithmicro.com]On Behalf Of > Terry Wilson > Sent: Friday, October 28, 2005 4:30 AM > To: WebDNA Talk > Subject: Re: Regarding PayPal (was Payments -> Bank Accounts) > > > About PayPal. I use it with WhosComing.com as a payment option for my > clients for their clients. The stigma of it looking amateurish is > still with us. But there are other problems. > > You don't have to have a PayPal account to pay with PayPal, that's > true. (In the past, they forced a non-client to take out a PayPal > account if they wanted to pay, and this has undoubtedly led to the > problems I'm about to describe.) So the process is easy for the > customer who is a PayPal 'virgin'. And it's easy if you have PP and > want to use those funds. > > But if you don't have PayPal (or don't want to go through your PP > account and just use a CC instead) and if you use an email or a > credit card that PayPal already has in its system, they won't take it > unless you go through the PP account it is tied to. I've had more > than one person say that they don't remember taking out a PP account > and had to sign up for a different payment method (also take checks > the old fashioned way, or payment at the event). Maybe their spouse > took out a PayPal account and forgot about it or they paid with > PayPal a few years ago and got into the system that way. I know there > are password reminders and so forth, but this is the public... they > often don't want to go the extra mile to figure things out. > > Another problem is that if a business or an organization takes out a > PayPal account, as they sometimes do with my site, it can be > difficult to establish uniqueness. I will set them up with a new > email address, but then they have to come up with a bank account. > This isn't too much of a problem, as most org. have a bank account. > But sometimes the person administering the account can't add their > own primary email address because they have a personal PP account. > Now there's a new twist that just came up. In order to pull out more > than $500 a month, you have to do 2 of 3 things: Confirm a bank acct > or credit card (this is easy because they're already done that); > submit your Social Security number; or take out a PayPal credit card. > Well, again, if you have a personal PP account (and have raised your > limit with your own SS# already), you can't use your own SS#; and if > the account is really for your club or something, they don't have one > and you don't want to forfeit your own if you might want to take your > own PP account in the future. And who wants to apply for and take > another credit card out just to satisfy PayPal?!?! > > And lastly, sometimes the PayPal site just doesn't work, is down, or > something, and leaves people hanging. Oh, and the first page they > come to is a little confusing offering too many choices at once. > Remember, we here on the list are savvy with the internet, but the > general public is not. > > So PayPal looks good on the surface, but after having several clients > use it over the past year to take $$ for their events, its downside > is patently evident. I love it for a personal business account and > doing business on eBay though; (and I've even gotten over, sort of, > how they blackballed me for a year for taking payments for foot > fetish subscriptions). It just isn't ready for prime time in the > business world. > > If PayPal would lift the restrictions of unique email, CC and so > forth, and redesign the system to look more professional; even change > the name to sound more professional, maybe it will be accepted for > businesses. But right now, it just looks like the business using it > is too small to have their own merchant account. > > Terry > -- > Terry Wilson | terry@terryfic.com | http://terryfic.com > http://WhosComing.com - a simplified, affordable online reservation system > http://TightPods.com -- stylish protection for your laptop > -------------------------------------------------------------------------- > Attitude is the only difference between ordeal and adventure. > > ------------------------------------------------------------- > This message is sent to you because you are subscribed to > the mailing list . > To unsubscribe, E-mail to: > To switch to the DIGEST mode, E-mail to > Web Archive of this list is at: http://webdna.smithmicro.com/ > > ------------------------------------------------------------- > This message is sent to you because you are subscribed to > the mailing list . > To unsubscribe, E-mail to: > To switch to the DIGEST mode, E-mail to > Web Archive of this list is at: http://webdna.smithmicro.com/ ------------------------------------------------------------- This message is sent to you because you are subscribed to the mailing list . To unsubscribe, E-mail to: To switch to the DIGEST mode, E-mail to Web Archive of this list is at: http://webdna.smithmicro.com/ "Dan Strong"

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